If something unexpected happens to you – like a car accident or a serious illness – hospital expenses can quickly rack up. Individual health insurance can help prevent staggering expenses if you face a medical emergency. Major medical insurance is a type of coverage that provides benefits for a broad range of health-care services, both inpatient and outpatient. This health insurance can save you money on routine doctor's visits, prescription drug coverage, preventative care and other medical services. The plan will typically come with costs such as a monthly premium, an annual deductible, copayments, and coinsurance.
A short-term plan is temporary health insurance designed to help you bridge the gap between coverage by major medical plans. These provide much less comprehensive coverage than major medical plans and do not satisfy the requirements of the ACA or help avoid any ACA tax penalty.
There are four things every small business owner should know about how small business health insurance works.
GW Health Insurance Services is happy to offer all Life Insurance products for all life situations whether to be business or personal.
If you’re wondering whether it still makes sense to enroll, consider this:
2018 Obamacare enrollment
The list of qualifying events that could result in a special enrollment period for you at any point during the year including:
If you're eligible for a special enrollment period, you can still shop for ACA-compliant plans.